People that collect money from the Social Security program are those that meet certain criteria. Typically, the two main requirements for benefits from Social Security Disability (SSDI) are some form of disability that inhibits them from working and a level of poverty. Due to the nature of the SSDI program, it is meant to help individuals that have both of these problems by providing them the financial stability that they need in order to live comfortable lives.
That being said, SSDI income alone is very difficult to live completely off of in today’s economy. As such, it is important to budget out SSDI income in order to make it more livable. The most useful tool that you can provide yourself if you are collecting SSDI income is to write out a monthly budget. SSDI income is normally paid out monthly, so it is not too difficult to work your bills into the amount that you are provided. Physically writing and sticking to a list is key and will help enforce it across the whole month.
If you plan the budget and find that your expenses outweigh the SSDI amount, there is certainly a problem. This could very well happen, but the first step in remedying it is to try to eliminate certain expenses. While some are unavoidable, such as rent and medical bills, some might be and crossing those off should be a priority. Finding cheaper alternatives to items such as groceries is an option as well.
If you are still having trouble budgeting SSDI income, you may need to try to apply for more benefits. While this may seem impossible, either because you’ve tried and were rejected or because the task is daunting, Social Security lawyers are here to help you appeal to the Social Security Administration and help you win the benefits that you need and deserve. To learn about how we at the Franco Law Firm can help you with this, and to schedule a free consultation with us today, please call (813) 872-0929.