Tampa Rideshare Accident Lawyer
Many of us use rideshare companies such as Uber and Lyft to get from place to place. They’re great for rides to the airport, rides home from the bar after a night of drinking, and other situations when you cannot drive. Millions of people even take an Uber or Lyft as part of their daily commute.
While rideshare drivers are vetted and generally safe, they can make mistakes and get into accidents, just like the general population. Rideshare drivers do help save lives by keeping drunk drivers from getting behind the wheel, but they are still susceptible to risky behavior behind the wheel. For example, drivers need to focus on their cell phones, so they can get ride requests, so they may be distracted. Also, drivers are often drowsy or fatigued because they may work late hours, especially after working a full-time job.
If you have been involved in a rideshare accident, you may be concerned about the next steps. Is the process the same? Protect your legal rights and ensure you get the most compensation possible with help from a Tampa rideshare accidents lawyer from Franco Law Firm.
Uber or Lyft Insurance Coverage in an Accident
Insurance coverage depends on the status of the rideshare driver at the time of the accident.
- Offline/driver app is off. The driver’s personal insurance company and coverages apply. The rideshare company does not provide any insurance coverage.
- Available/waiting for a ride request. Uber and Lyft offer $50,000 in bodily injury per person. $100,000 in bodily injury per accident, and $25,000 in property damage per accident.
- During trips/en route to pick up riders. Uber and Lyft offer $1 million in third-party liability, uninsured/underinsured motorist bodily injury, and contingent comprehensive and collision up to the value of the car. A $2,500 deductible applies.
Why You Need a Rideshare Accidents Lawyer
Sometimes a rideshare accident claim can be more complicated than one involving a regular car crash. That’s because it’s usually more difficult to deal with a corporation than with a person. Rideshare companies are hard to contact. In many cases, email is your only way of communication. Plus, there are situations in which your insurance company might need to file a claim against the driver’s personal auto insurance policy or the rideshare’s insurance policy—or maybe even both.
This process is easier when you have a Tampa rideshare accidents lawyer on your side. Liability and coverage can be complicated, depending on what the rideshare driver was doing at the time of the accident.
Contact Franco Law Firm Today
Rideshare accidents can be complicated. Rideshare companies are large corporations that will try to avoid paying your claim. Get the best legal help on your side.
Franco Law Firm will give your accident claim the undivided attention it deserves. Our experienced team is ready to help. Schedule a free consultation with our Tampa rideshare accidents lawyer by filling out the online form or calling (813) 872-0929.