What Are the Top 5 Workers Compensation Claims?
The workers compensation program was designed to provide financial security to individuals that have been injured while on the job. Any time that someone is hurt on the job, it is up to the employer or the employer’s insurance company to pay for all medical bills and sometimes lost wages. This is legally required any time that someone sustains a workplace injury, but what are the most common ones that employees report and what does this mean for you?
The most common workers compensation claim is for strains and sprains. This makes sense given that minor injuries would be the most common. The exception to this trend is in small office businesses, in which cuts or punctures are the most frequent. Additionally, overall these kinds of injuries are the second most common. Both of these kinds of injuries are most frequently caused by the improper or mishandling of materials, although slips, trips, and falls make up many of these causes as well.
The third most common workers compensation claim is that caused by contusions, followed by inflammation. The latter of these claims are often caused by chemical burns or otherwise exposures to hazardous materials. Finally, fractures are the fifth most common kind of workers compensation claim. This kind of injuries are not as common overall, but they are more prevalent in industries that require heavy labor, such as construction.
These are the top 5 most common workers compensation claims, but they are by no means representative of all of them. Remember that any time, regardless of circumstance, an injury is sustained while on the job, you as an employee have the right to receive financial compensation. If your employer refuses, you may have grounds for a lawsuit to see your restitution gained. To learn more about how we at the Franco Law Firm can help you through this process, please call us at (813) 872-0929 to schedule a free consultation today.