Being involved in a car accident is difficult enough, but even more questions arise when you are in a rental car. Auto accidents do occur, regardless of what vehicle you are driving and therefore it is important to be aware of what you should do in the event of an incident. The best procedures will depend on the circumstances of the accident and what kind of insurance is present.
Obviously, if you are involved in a car accident with a rental car and have renter’s insurance on it, which is purchased at the time of rental for the duration of the time you have the vehicle, you have nothing to worry about as the rental company will cover all of the costs. If you did purchase this kind of insurance however, you may still be covered under your own auto insurance. This, of course, depends completely on the kind of policy that you have, but many different kinds of auto insurance policies cover rental car accidents. It is always best to double check this option before going further.
If neither of these kinds of insurance coverages exist for you, there may be hope. If you were not at fault in the accident, you should be able to file a suit against the at fault driver and therefore receive compensation this way. In order to do this, there must be proof of negligence on the part of the other driver and that this negligence was what lead to the accident. In this kind of situation, it would be the other driver, or the driver’s insurance company, that would pay the costs of damages and physical injuries.
No matter the situation, it is always a good to consult with a personal injury attorney that is experienced in car accident law. Such an attorney can help guide you through the filing process and advise you on what is the best procedures to undertake. To learn about how we at the Franco Firm can help you in your car accident lawsuit, please call us any time at (813) 872-0929.