How to Know if Your Injury is Covered Under Workers Compensation

 

Getting hurt on the job can be a stressful and painful time. With hospital visits and bills, recurring pain, being taken out of work, and the recovery process, the last thing you want to worry about is whether or not an on the job injury is covered under workers compensation. However, how do you know if your injury is covered under workers compensation?

The exact law for workers compensation can vary from state to state. However, in the state of Florida, companies are required to provide workers compensation insurance for their employees. There are certain variations in this law depending on the type of industry and the number of employees in the company. For example, non-construction companies that have four or more employees are required to offer workers compensation. There are certain aspects to also consider, for example, domestic workers, seasonal workers, and federal employees have different rules for workers compensation than just regular day to day non-construction employees.

From the outside, workers compensation seems pretty simple. In most companies, in order to qualify for workers compensation, a person just needs to prove that he or she is an employee and prove that the injury happened on the job. Most accidents or injuries that are covered by workers compensation are simply defined as injuries that happened while on the job. Usually, all the employee has to do is tell their employer what happened, fill out paperwork, and the employee takes it from there. However, it can get a little tricky when it comes to certain situations. For example, some instances that may not be covered by workers comp are injuries that happen due to misconduct, accidents that happen on lunch breaks, and accidents that occur relating to a preexisting condition.

In some cases, the lines can be a bit blurred and injured employees may need to get an attorney involved. With stress, pain, and confusion, getting injured at work is never easy to deal with. Let Franco Law Firm help ease some of the stress that comes with on the job injuries. To learn more and to schedule a free consultation, please call us at (813) 872-0929.