Staying in the hospital due to medical related problems, injuries, or surgeries is a necessary step in the recovery process. An extended stay can mean saving a life or easing the pain of a long recovery. So the last thing patients and their loved ones should be worrying about is how they can afford a necessary stay in the hospital.
The very first steps to easing the financial aftermath of a hospital stay are making sure you have reviewed your paperwork and bills and keeping yourself organized. It is important to know where your paperwork is at all times and thoroughly reading through the information provided to fully understand what it says. You may even want to check the bills for errors to make sure that the hospital is charging you correctly. It is important for your attorney to know this information inside and out.
The next step is not to be afraid to talk to your insurer or the hospital. If you have an insurer, make sure you stay in contact with the company. Understand what they are willing to pay and what you will have to pay out of pocket. If you feel your insurer should be paying more, you may also want to take the steps to speak up against their decision. It might not always work, but if you have solid ground the decision can be repealed.
Lastly, do not be afraid to ask for help or exploring other options. Consider reaching out to your community through churches or local organizations. Even asking a friend to babysit your kids can be a relief during this process. Consider reaching out on a larger level through crowdfunding websites or national news outlets. People will hear your story and may be willing to help you.
Worrying about financial expenses after a stay in the hospital can be frustrating and scary, especially when you or your loved one needs time to recover. If you or someone you know needs legal assistance, Franco Law Firm can help. To learn more and to schedule a free consultation, please call us at (813) 872-0929.