What is the Goal of Workers’ Compensation?
If you have been injured on the job, you may have heard the term workers’ compensation used with regards to how you should pay for your injuries. In short, this is the exact goal of the workers’ compensation program: to provide financial security and funding to injured employees in order to cover medical expenses. This is true any time that a person is injured while on the job, no matter the circumstances.
It may sound idealistic, but completely covering medical recovery costs from a workplace injury is truly the goal of the workers’ compensation program. This includes, though is not necessarily limited to emergency response, doctor’s visits, and medication. Basically, whatever it takes to fully recover from the injury is what workers’ compensation pays for. That being said, it is rarely granted as a lump sum, but is rather distributed over weeks or months, depending on the severity of the injury.
Additionally, workers’ compensation can also sometimes cover a large percentage of lost wages that result from the employee becoming temporarily disabled and unable to work while in the recovery process. Usually this is about two-thirds of the individual’s normal wage, but it does help provide a financial safety net for a person that would otherwise be unable to gain income. Note that lost wages is not covered under every workers’ compensation claim, but it is certainly useful in the more severe cases.
Workers’ compensation is a right and no employer or insurance company can take that away from you. If you or someone you know has been injured while on the job and is being denied workers’ compensation, then it may be best to pursue a lawsuit to see the benefits granted. To learn more about how we at the Franco Law Firm can help you through this process and to schedule a free consultation with us today, please call (813) 872-0929.