Having a child who is heavily involved in athletics can be a nerve-wracking thing for many parents. Not only is your life far busier than it once was, but now you also have the risk of your child getting injured to contend with in a space that is entirely outside of your control. While this can seem daunting at first, it’s comforting to know that there are laws that will protect you should your child choose to become involved in athletics.
Compensation for your child’s school sports injuries is very important especially when the injuries get serious and medical bills begin to rack up. Generally speaking, so long as your child has some form of health care, they should be covered up to the policy limits of your plan. The co-pay is where many parents become stressed out. Costs will begin to add up quickly and you’ll need to know all of the different ways in which you can help yourself and your child get past this difficult time.
Initially you’ll want to look into hiring a lawyer. They will be able to explain in detail the ways the law differs from case to case and state to state as well as counsel you on the best way to move forward with your particular situation. A few of those options may include, but are not limited to:
- Filing a “third party claim” in that you’ll directly be addressing the liability coverage of the exact “causer” of the injury and will be able to streamline the situation entirely.
- Filing a personal injury lawsuit. This can be useful in a number of ways. You either will be able to fully launch the lawsuit, or the threat of launching one will spark a negotiation between your lawyer and the responsible parties involved to help get you the compensation you need and deserve without having to deal with actually going to court for the issues at hand.
This being said, you typically can’t go directly to the courthouse and file a personal injury lawsuit against a school because that technically means filing it against the government. Instead, you’ll turn your situation over to an attorney and they’ll be able to provide you with the best avenue to take regarding your personal injury suit.